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Business Checking

As your financial cornerstone, Citizens Deposit Bank can help your business improve cash flow, maximize profits and increase efficiency.

No matter what type of business you have or what your financial needs are, we have the solutions you need to run your business efficiently.

Select from a host of Checking Account options that provide you with the right mix of balance options and account management flexibility.

Free Business Checking

  • This account is free for businesses needing lower volumes of checks.
  • $50 Minimum Opening Deposit
  • No Monthly Service Fee
  • No Minimum Balance
  • 500 Free Items per month (debits, credits, on-us items deposited, foreign items deposited, ACH debits and credits, and deposit tickets)
  • Greater than 500 items - $0.25 each
  • Free Debit Card
  • Free return of check images for easy record keeping
  • Free Online eStatements
  • Free Online Banking
  • Free Online Bill Payment

Business Interest Checking

  • Sole Proprietors and not-for-profit organizations will earn interest on checking dollars.
  • $50 Minimum Opening Deposit
  • No Monthly Service Fee
  • No Minimum Balance
  • Competitive Interest - $ .01 – $2,499.99
  • $ 2,500 - $9,999.99
  • $10,000 +
  • 100 Free Items per month (debits, credits, on-us items deposited, foreign items deposited, ACH debits and credits, and deposit tickets)
  • Greater than 100 items - $0.25 each
  • Free Debit Card
  • Free return of check images for easy record keeping
  • Free Online eStatements
  • Free Online Banking
  • Free Online Bill Payment
  • Free Telephone Banking

Business Analysis Checking

  • This account is for larger businesses with more complex banking needs.
  • $50 Minimum Opening Deposit
  • Earnings credit allowance (balances earn a percentage rate to offset service charges)
  • Pay for only the services that are used each month
  • Free Debit Card
  • Free return of check images for easy record keeping
  • Free Online eStatements
  • Free Online Banking
  • Free Online Bill Payment
  • Free Telephone Banking

Please contact your bank representative to do an analysis on your account.